Disability insurance plans

Current PIPSC members are generally covered by disability insurance plans.

PIPSC does not have access to your individual disability insurance account information. Your HR department can provide you with information about your specific account.

Public service disability insurance plan

PIPSC members in the following groups are included in the Public service disability insurance plan: 

The Disability insurance (DI) plan provides employees in the public service with a monthly income if you are unable to work for a long period of time because of a disability.

The DI plan provides taxable benefits equal to 70% of your usual salary. There is a waiting period of 13 weeks or until you have exhausted your sick leave bank – whichever is longer. Benefits are indexed to inflation and can be accessed for up to 24 months. After 24 months, if you are unable to return to work, you may be required to seek alternative employment or medically retire.  In some cases, benefits can continue after 24 months.

Most PIPSC members are covered by the Public Service Disability Insurance (DI) plan. If you previously held an unrepresented (non-union) or excluded position, or if you currently hold an excluded position, you may be covered by the Public Service Management Insurance Plan (PSMIP). Members returning to a represented position may elect to remain on the PSMIP plan or return to the DI. Both disability plans provide similar benefits.

PIPSC sits on the management committee of the Public service disability plan which enhances your rights if a claim is denied; we are not involved in the governance of the PSMIP plan.

Learn more:

• Public service disability insurance plan: Sun Life (most members)
• Public service management insurance plan: Industrial Alliance (members in management positions)
• Public service disability insurance plan forms
• How to file a disability insurance claim

Disability insurance plans for PIPSC members at other employers

PIPSC members in the following groups can learn more about their Disability insurance plans on their group pages:

For groups that do not have information posted, please contact your group executive.